Fractional CFO questions, answered

A fractional CFO is a part time chief financial officer. You get senior financial planning, forecasting and decision support on a monthly schedule, without the salary and benefits of a full time hire.

A bookkeeper records and reconciles transactions. A tax CPA prepares returns. A CFO uses accurate numbers to plan ahead: cash forecasts, budgets, KPIs, pricing and funding. Chris is a CPA who focuses on that planning work.

Most clients are established small and midsize businesses, many with $1M or more in annual revenue, plus growing businesses preparing for that stage. Your goals matter more than your size.

Common signals are cash that surprises you, growth that feels harder to manage, a big decision like a hire, location or loan, and reports you do not use. Read more in when a small business needs a fractional CFO.

It depends on how often we meet, the size of the business and how much forecasting and reporting you need. We quote a flat monthly fee in writing after a free consultation. See what a fractional CFO costs in Arizona for how firms typically price it.

After the initial setup, engagements are month to month. Project work, like a lender package, is quoted as a defined project.

Chris asks about your business, your goals and what keeps you up at night, then explains how he would approach it. There is no pressure and no obligation.

Read only access to your accounting software, recent financial statements, loan and lease details and a conversation about your plans. Files move through a secure upload portal.

No. You need accurate books, but they can come from your current bookkeeper or in house team. Many owners do use both firms so Chris already knows the numbers.

Yes. Meet at our Chandler office on S. Alma School Road, or by video or phone. Many clients across Arizona and in other states work with us remotely.

No. We coordinate with your tax preparer and payroll provider so plans and filings line up.

Mainly QuickBooks Online and NetSuite, plus spreadsheets and forecasting tools. You always get files you can open and read.

We prepare the financial side: statements, projections, debt schedules and supporting reports. The lender makes the decision, and we do not act as a broker. See funding and growth planning.