The short answer
AZ Easy CFO works most often with therapy and dental practices, salons and barbershops, restaurants, contractors and the trades, and nonprofits across Arizona. For each, we track a few industry specific KPIs, build forecasts around how cash moves in that business and help with the decisions owners in that field face most.
Therapists and group practices
How can a fractional CFO help a therapy practice grow?
A therapy practice grows one clinician at a time, and each hire changes cash flow for months. We model the cost and payback of adding clinicians, track revenue per provider and payer mix, and plan cash around insurance payment timing so growth does not squeeze the practice.
Group practice owners often ask when to hire the next clinician, whether to move clinicians from 1099 to W-2 and how much to keep in reserve for slow insurance months. We answer those with your numbers.
KPIs we often track
- Revenue per clinicianSessions, rates and collections by provider
- Payer mixInsurance versus private pay, and how fast each pays
- Clinician cost ratioW-2 and 1099 compensation as a share of revenue
- Cash runwayMonths of expenses covered
Dental practices
What should a dental practice track with a CFO?
Dental practices carry heavy equipment and buildout costs, so cash planning and financing decisions matter. We watch production against collections, overhead as a share of revenue and the payback on new chairs, associates or technology, and prepare the numbers lenders ask for.
Common projects include buildout and equipment financing, adding an associate, comparing a second location and preparing for a practice sale or partnership.
KPIs we often track
- Collections rateCollected versus produced, by payer
- Overhead percentageTotal operating costs as a share of collections
- Production per providerDoctor and hygiene production per day
- Debt service coverageHow comfortably the practice covers loan payments
Salons and barbershops
How do salons and barbershops use a fractional CFO?
For salons and barbershops, margin depends on the chair model. We compare booth rent, commission and hourly structures, track revenue per chair and retail margin, and build the numbers before you sign a lease on a second location or add suites.
Owners usually come to us when they are considering a second location, changing pay structures or trying to understand why a busy shop is not leaving more profit.
KPIs we often track
- Revenue per chairService revenue per station per week
- Retail marginProduct sales after cost of goods
- Labor cost ratioCommission and wages as a share of service revenue
- Rebooking and retentionHow often clients come back
Restaurants
What does a restaurant CFO focus on?
Restaurants live on thin margins and fast cash cycles. We watch prime cost (food plus labor) every month, forecast the slower summer months many Arizona restaurants see, and model remodels, equipment and new locations before you commit.
Typical work includes seasonal cash planning, menu pricing analysis, equipment and remodel financing, and projections for a new location.
KPIs we often track
- Prime costFood, beverage and labor as a share of sales
- Food cost percentageBy category and menu item when data allows
- Sales per labor hourStaffing efficiency by daypart
- Cash on handWeeks of operating expenses in the bank
Contractors and the trades
How can a fractional CFO help a contracting business?
For contractors, profit is earned job by job. We help you see which job types earn the most, plan trucks, equipment and crew hires, manage cash through progress billing and retainage, and prepare statements for bonding companies and lenders.
We work with plumbing, HVAC, electrical, pool service, landscaping and general contractors across the Phoenix area. Bonding and lender statements can be coordinated through AZ Easy CPA when compiled statements are required.
KPIs we often track
- Job marginGross profit by job, crew or job type
- BacklogSigned work not yet completed
- Work in progressBillings compared to costs on open jobs
- Equipment utilizationWhether trucks and equipment earn their keep
Nonprofits
What does a fractional CFO do for a nonprofit?
Nonprofits need budgets by program and funding source, a clear view of reserves and reporting a board can follow. We build program budgets, track restricted and unrestricted funds, forecast cash around grant timing and prepare board ready financial reports.
For day to day fund accounting and grant tracking, our sister firm offers nonprofit accounting.
KPIs we often track
- Months of reservesUnrestricted cash and investments versus monthly expenses
- Program expense ratioShare of spending that goes to programs
- Grant spending vs budgetBy grant and reporting period
- Revenue concentrationReliance on a single funder or event
